I don't want to get into it. A stranger is willing to send me money. I don't trust this person, but I want to. This person wants to wire me money from Western Union, to my bank account at Union Bank.
What information does this person need?
What are the risks of giving out that information?
Is there anything else I should be aware of?
Please, Only answer if you know what you're talking about. If you're just answering for the points, fine, just put something stupid, and I wont report you.|||100% scam.
There is no money coming your way.
There is only a scammer trying to steal your hard-earned money.
The next email will be from another of the scammer's fake names and free email addresses pretending to be "Western Union" and will demand you pay for made-up money transfer fees, in cash, and only by Western Union or moneygram.
Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.
Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.
You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.
Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don't bother to tell him that you know he is a scammer, it isn't worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.
Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.
6 "Rules to follow" to avoid most fake jobs:
1) Job asks you to use your personal bank/paypal account and/or open a new one.
2) Job asks you to print/mail/cash a check or money order.
3) Job asks you to use Western Union or moneygram in any capacity.
4) Job asks you to accept packages and re-ship them on to anyone.
5) Job asks you to pay visas, travel fees via Western Union or moneygram.
6) Job asks you to sign up for a credit reporting or identity verification site.
Avoiding all jobs that mention any of the above listed 'red flags' and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason.
If you google "fake job", "fraud Western Union scam" or something similar you will find hundreds of posts from victims and near-victims of this type of scam.
The risks are you losing the bank account and all money in it, being blacklisted by all banking institutes as someone who tried to launder money.|||The person is not going to wire you money.
If the person was going to wire your money, then the person would need your account number and the bank's routing number.
Once the person has this information, the person can also take money out of your account.
However, I would not call it a risk, because that implies a mere possibility. This is more like a certainty.|||Are you kidding here??? A stranger, whom you don't trust, wants to send you money.
Once he has your bank account number, he can xfer money out, as well as put it in.
The xfer money OUT is the part I would be worried about.
WC Fields has been dead for 50 years, but he knew what he was talking about when he said "there's a sucker born every minute".|||LOL. There's no reason for them to have your bank account number at all. They could just wire it to Western Union where you live, and all you would have to do is answer some questions or show some identification to pick it up.
Giving out your bank account information means that they can tap it and take out all your money, then use your information to open other accounts and pretend to be you. If you wanted to do something that's 100% risky, this would be it. There is NO reason why a legitimate person needs any of your bank account information at all.
Oh, and BTW, if they offer to send you a check, that's a risk, too. Often, they'll say they want you to cash the check and then send them a percentage. So you send cash and then the check bounces.
Go to your bank and ask them about this, and they'll tell you the same thing. Don't trust this person, they will rip you off, I promise you that.|||So you want to give a stranger access to your bank account? Really? Wow, that is just brilliant. Why not give them your social security # and other info too while you are at it?
And, why are they sending you money? And, why would you accept money from someone you don't trust?
Listen to your gut. You are about to be taken for a ride.
You should give the scenario as to why this person is being so *generous* and wants to give you money. We could give you a better answer that way.
*********************
I see you have asked this question already.
If this girl you are talking to online wants to wire you money via Western Union, that does NOT involve a bank account at all. They would send money to a Western Union store near you, and you would have a secret phrase you would have to give the clerk in order to pick it up. So, clearly, by this person wanting your checking or bank account #, they are getting ready to empty out your account. Do NOT DO it.
Also, I notice you need mental help. Mental help doesn't have to be found via a church. Call the United Way or Google "sliding scale counselors" and then your city. You will be able to get counseling at a very low cost, not in the 3 digits (most will charge over $100 an hour) Now, you do have to qualify for it, so you do have to be low income. If you are a person of means, you are out of luck with the sliding scale counseling.
NEVER trust people you only know on the internet. Even if you have talked to them on the phone, what do you really know about them? I will tell you : NOTHING. You know what they present themselves as, which I can say is usually only about 50% of the story if that much.
If this woman wants to wire you money, that's her business, but tell her to wire it to a Western Union store and you will go pick it up. Tell her you are well versed with Western Union and it does NOT involve giving out bank account numbers.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment